Product news

Make the journey possible, even when the customer doesn’t have the full amount upfront

August 14, 2025
Karin WhitlockKarin Whitlock is CEO of Vaylo, with six years of experience as a CEO in tech and a broad commercial background across multiple industries. Raised in Vindeln, she finds calm in the Stockholm archipelago and is driven to make things simpler - for both customers and the team.

With our Zaver integration in Vaylo Pay, you as a travel operator can offer flexible payment options, boost conversions, and get paid instantly, without taking on any risk.

How It Works

When a customer books, Zaver’s payment options appear directly in checkout:

  • Pay now: via Swish or direct bank transfer
  • Pay later: with invoice (14 days) or interest-free installments

For installment payments, a quick credit check is carried out during BankID signing. The customer clearly sees their terms, payment plan, and monthly amount, while you receive the full payment directly from Zaver.

Why Installments Make a Difference

  • +14% higher revenue: Companies offering installments at checkout have seen up to 14% revenue growth. (Source: Global study via Stripe / Zaver)
  • 66% new sales: More than two-thirds of “Buy Now, Pay Later” transactions come from customers who otherwise wouldn’t have completed their purchase.
  • Higher conversion across all price ranges: Both low-cost trips (< SEK 500) and premium bookings (SEK 5,000–15,000+) see conversion lifts. The effect is strongest for high-value bookings, where the psychological purchase barrier is higher.

What This Means for You as a Travel Operator

  • You always get the full amount upfront
  • Zaver takes on the risk: you’re not affected if a customer misses payments
  • No developer needed: installment payments are activated via Vaylo’s admin portal
  • Customers get freedom of choice, and you get higher booking rates
  • Booking values up to SEK 500,000, with interest-free installments up to SEK 300,000

Payment Methods with Zaver

Pay Now

  • Bank transfer via BankID
  • Swish

Pay Later

  • Invoice: 14 days, no fees
  • Interest-free installments up to 12 months (max SEK 300,000)
  • Flexible installment plans with interest for longer terms or higher amounts

What Zaver Says

“The travel industry stands out: here, installment payments are especially attractive, particularly for long-haul trips or higher-priced packages. It allows customers to plan, but still book right away.” - Zaver

Get Started Today

Getting started with Zaver via Vaylo is fast, from signed agreement to activation takes about two weeks.

  • No extra admin work
  • Support for both operators and customers

Want to offer more flexible payment options, without taking on more risk?

Now’s the time to activate Zaver.

Contact us and we’ll help you get started.

For more information about Vaylo, please contact: Karin Whitlock, CEO, Vaylo
karin@vaylo.com
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