Make the journey possible - even when the customer does not have the full amount in the account

August 14, 2025

Offering installment payments isn't just a customer benefit – it's a business strategy. Through our integration with Zaver in Vaylo Pay, you as an organizer can offer flexible payment solutions, increase your conversion and get paid directly – without taking any risk.

How it works

When the customer makes a booking, Zaver's payment options are displayed directly at checkout:

Pay now - with Swish or direct payment from bank account
Pay later - by invoice (14 days) or interest-free installment

In the case of installments, a quick credit check is done in connection with BankID signing. The customer clearly sees their terms, payment plan and monthly amount - and you get the full amount directly from Zaver.

Why paying by installments makes a difference

+14% in increased revenue
Businesses offering partial payment at checkout have seen up to 14% higher revenue on average.
(Source: global study via Stripe/Zaver)

66% of new business
More than two thirds of 'buy now, pay later' transactions come from customers who would not otherwise have completed their purchase.

Ökad konvertering oavsett prisklass
Både lågprisprodukter (<500 kr) och högprisresor (5 000–15 000 kr+) får konverteringslyft. Effekten är särskilt tydlig för större bokningar där psykologisk köptröskel annars är hög.

What does this mean for you as an organizer?

You always receive the full amount directly
Zaver takes the risk - you are not affected if the customer misses payments
No developer needed - installments are activated via the Vaylo admin portal
Customers get choice - and you get higher booking rates
Up to SEK 500,000 in booking value - with the option of interest-free installments up to SEK 300,000

Payment methods with Zaver

Pay directly

Bank account via BankID
Swish

Pay later

Invoice - 14 days without charge
Interest-free installments up to 12 months (max. SEK 300,000)
Flexible payment plans with interest for longer maturities or larger amounts

What does Zaver say themselves?

"The travel industry stands out - here, installment payments are particularly attractive, especially for long trips or packages with a higher price tag. It allows the customer to plan, but book straight away."
-Zaver